Payday Loans FAQ's
Frequently Asked Questions
1. I have bad credit - would this affect my loan application?
No. As with any loan application we look at your current financial performance to ensure you will have sufficient funds money in your bank account on payday to cover your payday loan repayment, and meet your other financial commitments.
2. How do I repay the loan?
We use the debit card on your current account to take repayment of your payday loan.
This form is for residents of the United Kingdom only.
For a US Pay Day Loan CLICK HERE
We charge £29 for every £100 Borrowed
Borrow Between £50 - £1,000 Cash in your account today!
We Charge a Flat Fee £29 for every £100 that you borrow!
No Fax Required We offer a totally faxless facility!
Instant Online Decision We are linked directly to the lenders for an instant online decision!
Friendly and courteous service No upfront fee!
This form is for residents of the United Kingdom only.
For US Payday Loans CLICK HERE
Payday Loans Application
How much would you like to borrow?
All information sent is safe and secure.
As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.
3. Does it matter that I don't have a debit card?
Sadly we require you to have a debit card in order for us to take your loan repayment.
4. Do you use credit checks?
As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.
5. Do you make loans to self employed people?
Provided you have a regular income paid directly into your bank account.
6. Can I have more than one payday loan at the same time?
No all other payday loans have to be repaid before another can be granted.
7. Can I roll my loan over to my next payday?
Yes - although after rolling over the payday loan twice we will ask you to start reducing the balance.
What if I need to borrow more money than £1,000?
If the amount of money that you need is greater than £1,000 then you will need a personal loan.
Representative APR 1737%
Based on a total loan of £750 for a period of 28 days at a fixed rate of £29 per £100 borrowed (which is a fixed annual interest rate of 300%), the total amount payable in one lump sum payment on your next pay day would be £937.50 and the representative APR would be 1737% APR.
