Debt Management - Debt Help - Individual Voluntary Arrangements
Welcome to All About Loans - Debt Help Page
Debt consolidation is the process by which you consolidate all existing expensive debt (credit/store card etc) into one loan (debt consolidation loan). This will enable you to lower your monthly payments (sometimes quite considerably), and also gives you a date when you know your debt will be totally cleared
A debt management programme is for homeowners and tenants who are struggling to repay their debts, and who have at least 2 creditors (credit companies they owe money to), other than HP or secured loan lenders, and owe a minimum of £2,000. We will negotiate reduced payments on your behalf, and in most cases the creditors will agree to reduce or freeze the interest you are paying.
IVA's (Individual Voluntary Arrangement)
An individual voluntary arrangement is for homeowners and tenants that have £15,000 of debts and 5 or more creditors, other than HP or secured loan lenders. We will negotiate on your behalf and arrange for a percentage of the debt to be repaid over the life of the IVA (usually 5 years). Usually at the end of the IVA any outstanding debt is written off!
Reduce interest payments Interest will be frozen or reduced!
Help and advice available for all No matter what your credit history!
No more stress Your creditors will now talk to us rather than hassling you !
Free debt help Advice from the experts with no obligation!
Friendly and courteous service No upfront fee!
A Quick & Easy 1 Minute Application Can Get You....
- One affordable monthly payment
- Debt advice from the experts
- Peace of mind
Debt Advice From The Experts
At All About Loans we understand and specialise the UK loans market, and in order to offer our clients a more complete service we have now formed an allegiance with Chase Saunders one of the lead UK debt specialists. They have over 10 years of independant experience in the industry and will find the best debt help and advice for you. Simply complete the short application form above and one of their highly trained debt experts will call you straight back. They will discuss in detail what options are available to you, and offer you a solution to your debt problems tailored to your circumstances. The advice offered is free of charge and you are under no obligation at any time.
Why Choose Us?
- In the last 12 months alone we have dealt with over 200,000 enquiries.
- We save our customers upto 40% off their monthly payments.
- We have more than 10 yrs experience!
- Over 70 highly trained specialist staff to help you no matter what
- We can help even if you have had bad credit or CCJ's before, or been refused credit altogether.
- We offer you free, no obligation debt advice.
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT
Typical 10.9% APR Variable